Canadian Free Credit Scores Now Online

You can now get your free credit scores and credit report in Canada on the internet. CLICK HERE
Simply visit and sign up to view your Canadian credit scores. Pay nothing and cancel your membership anytime.

When you sign up at the site you receive a free membership and trial of the following services:

• Free TransUnion Credit Report and Score
• Up to $25,000 Identity Theft Insurance Coverage
• Credit Monitoring Updates

You should regularly check your credit report for signs of identity theft. Checking your bank statement is only part of the effort in stopping identity theft. This will only catch someone using accounts that you currently have open.

Checking your credit report will allow you to see if accounts have been opened in your name that you did not authorize.

You should also check your credit report so that you have knowledge of your financial standing. You should check your report before applying for a home mortgage or a lease on an apartment, a car loan, a motorcycle loan, low interest credit cards, and more. Knowing what is in your credit report will let you know what type of credit limit and interest rate to expect.

The Canadian free credit scores service lets you know your credit standing and this will help to repair any errors on your report before you negotiate with creditors. This will give you the best chance of securing the most ideal interest rate and credit limit for your situation.
What is a Canadian Credit Report?
A Canadian credit report is a detailed report that shows your credit history, including, credit card accounts, personal loans, payment records for these accounts, places of employment, and current/previous addresses. Your credit report tells lenders what kind of risk you would be if they were to lend you money.
What is a Credit Bureau?
A credit bureau is a private firm that compiles, maintains, and distributes credit report information to credit lenders. The information that credit bureaus provide include: the number of credit accounts, the balance of those accounts, payment records, places of employment, and current and previous home addresses. The three major credit bureaus are Trans Union Canada, NCB Inc. (an Experian company), and Equifax Canada.
What Information Is On Your Report?
The information that is included on your credit report includes:

• Aliases
• Date of Birth
• Current/Previous Home Addresses
• Employer
• Total Accounts
• How Many Accounts Are:Open
  Closed
  Delinquent
  Derogatory
• What the Total Balance is
• How Many Credit Inquires Have Been Made
• Payment History for Each Account
• Who Made Inquiries

What is a Canadian Credit Score?
Your Canadian credit score is a 3 digit numerical number ranging from 349-849. This score is based on the detailed information found in your credit report. Your credit score is based on payment history, amounts owed, length of credit history, new credit, and types of credit used. The higher your credit score the better.
What Affects Your Credit Score?
There are things that will positively and negatively affect your credit score. The things that will positively affect your credit score may include:

• On-time bill payment
• How you utilize available credit. Don’t max out your credit cards. Try and keep credit balances at 20-    40% of credit limits.
• Keep credit accounts open, even if you no longer use them. This will help you establish credit    history. This will also make your credit limit higher, which may help with your credit score.

Things that will negatively affect your Canadian credit score may include:

• Late bill payment
• Bankruptcy
• Too many requests for new credit
• Foreclosures or liens
• Carrying a high balance on your credit accounts (~80% and higher).

What is a Good Credit Score?
If your credit score is above 650, you can expect to receive a favorable interest rate. If your score is between 620 and 650, you are seen as more of a risk to creditors, but should still receive a good interest rate. If your score is less than 620, you are seen as a high risk to lenders and will most likely not receive as high of a credit limit and a less than desirable interest rate.

FOR MORE INFORMATION AND TO SIGN UP FOR FREE CANADIAN CREDIT SCORES AND REPORTS CLICK HERE

Condo Direct is the cheapest place to book vacation accommodations at the world’s best resorts, from North America to Africa and everywhere in between.

The site allows you to reserve a place to rent out “condos” (exactly like hotel rooms) that are owned by Condo Direct Members who only use the “condo” for themselves for some parts of the year – the rest of the year the condo is up for rent on Condo Direct for CHEAP!

If you are going on a motorcycle trip and want a place to stay for a bit, then renting a condo may be the way to stay in a place with some class, and it won’t cost a fortune.

You can also book regular hotel accommodations from this site for significantly less than on the major hotel reservation sites such as Expedia and Orbitz.

When booking hotels for your next motorcycle trip, check out Condo Direct who claim to be ALWAYS be cheaper!

CLICK HERE TO CHECK IT OUT NOW

Fans of motorcycles like to live the lifestyle to accompany their fascination for bikes. The wheels, the leathers and the music are all part of motorcycle mania and being an adrenaline junkie. Most important however, are the films, which define motorcycle culture today. So hold on tight while we chopper through the five must-see motorcycle pictures to rev through our cinemas during past decades.

The Wild One (1953)

Marlon Brando in his iconic pin-up days stars as the hard-nosed and gritty Johnny Strabler. Based on an actual event that took place in Hollister, California it is considered by many to be the king of outlaw biker cinema.

Brando leads the Black Rebels motorcycle gang who ride British Triumphs while the rival American Harley Davidson riding Beatles are led by Chino, played by Lee Marvin. The locals of small town Wrightsville, California are caught in the middle of a biker war. Both Brando and Marvin are dressed for the part in biker leathers for their wild roles.

Easy Rider (1969)

The film’s tagline was: “A man went looking for America. And couldn’t find it anywhere…” Easy Rider was directed by Dennis Hopper, who also starred as Billy alongside Peter Fonda’s character Wyatt, nicknamed Captain America. Both of them are free spirits who ride down to Mardi Gras in New Orleans after making a drug deal in Los Angeles.

Along the way they pick up Jack Nicholson, playing an alcohol lawyer called George Hanson who meets an unfortunate end at the hands of a tribe of rednecks. This film explores the societal landscape of 1960s America and is a cocktail of drugs, prostitution, hippies and a rock soundtrack, which features the Jimi Hendrix Experience and Steppenwolf.

A motorcycle lover’s favourite, Easy Rider features four former police bikes, including the 1949, 1952 and 1952 Harley Davidson with hardtail frames and Panhead engines.

Quadrophenia (1979)

The British film Quadrophenia is loosely based on the 1973 rock opera by The Who. Phil Daniels stars as Jimmy, a Mod, along with Leslie Ash, Ray Winstone, Phil Davis, Mark Wingett and Sting. The film’s plot includes an ensuing battle between Mods and Rockers in Brighton and a dramatic ending on the cliffs at Beachy Head. The Motorcycle Diaries (2004)

This is not a cult biker film but it is based on a book about a political icon and is a definite must-see if you’re after a bit of culture as well as bikes. The Motorcycle Diaries is a biopic about the written memoir of a 23-year-old medical student Ernesto ‘Che’ Guevara who took a journey in 1952 with his biochemist friend Alberto Granado, across South America.

His experiences and observations of indigenous poverty influenced him to become what popular culture best knows as the Marxist icon Che Guevara. Ernesto (Gael García Bernal) and Alberto’s (Rodrigo de la Serna) main form of transport is an ancient and leaky – but functional – Norton 500 motorcycle named La Poderosa, meaning ‘The Mighty One’.

Hells Angels on Wheels (1967)

This cult classic stars Jack Nicholson who plays Poet, a bored gas-station attendant, who finds life more exciting after he begins to associate with a chapter of the Hells Angels outlaw motorcycle club led by Buddy (Adam Rourke). There is a lot of wild partying mayhem in this film as well as tense relationships and the Hells Angels’ continuing encounters with the ’squares’ of society.

About the Author

Hideout Leather are a UK company who stock draggin motorcycle jeans as well as daytona boots and a wide range of helmets.